Millions of Americans get by on less than $2,000 a month, many of them retirees living on Social Security. If that is you, there is help available that most people never claim. Here are 16 things that could make your money go further.
Food and groceries
1. SNAP benefits. Many seniors and low-income households qualify but never apply. Eligibility depends on income and household size.
2. Senior Farmers’ Market Nutrition Program. Offers coupons for fresh produce in many states.
3. Food banks and pantries. Most communities have them, and there is no shame in using them.
4. Store loyalty apps. Digital coupons at major grocers can save 10 to 20 percent on regular shopping.
Bills and utilities
5. LIHEAP. The federal Low Income Home Energy Assistance Program helps with heating and cooling bills.
6. Lifeline. A federal program that discounts phone or internet service for qualifying households.
7. Utility hardship programs. Many power and water companies offer reduced rates if you call and ask.
8. Weatherization assistance. Free home upgrades that permanently lower energy bills.
See Which Savings Programs You May Qualify For
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Health and prescriptions
9. Medicare Savings Programs. Can pay your Part B premium, which is worth well over $2,000 a year.
10. Extra Help. Lowers Medicare drug plan costs for people with limited income.
11. Prescription discount cards. Free cards can cut the price of generic drugs dramatically.
12. Community health centers. Charge on a sliding scale based on income.
Housing and everyday costs
13. Property tax relief. Most states offer homestead exemptions or freezes for seniors.
14. Rental assistance. Local housing authorities run programs beyond Section 8.
15. Senior discounts. Transit, pharmacies, restaurants and parks often have them, but only if you ask.
16. Cutting subscriptions. Review your bank statement for services you no longer use. The average household pays for several.
See what you may qualify for
Eligibility rules vary by state and program. Answer 3 quick questions and we will email you a list of the programs and savings that best match your situation.
See Which Savings Programs You May Qualify For
A 3-question check. We will email you the list that matches your situation.
Step 1 of 4
You're all set
Thanks! Your savings list is on its way to your inbox.
Program availability and eligibility vary by state. This site is not affiliated with any government agency.
